Privacy Policy

This Policy for the Processing of Personal Data (hereinafter referred to as the “Policy”) has been prepared by the Site Administration in accordance with the provisions and requirements of the current legislation of the Russian Federation and is aimed at defining the conditions for obtaining (collecting) information about the Users of the Site, using and transferring information about the Users of the Site, providing access to information about the Users of the Site to third parties, in particular Credit Institutions.

This Policy is a legally binding document for Users using the Site in accordance with its main purpose. Each User undertakes to familiarize themselves with this Policy before starting to use the Site.

Acceptance of this Policy is carried out when the User performs actions indicating that he/she has read and accepted the Policy, namely by actually using the Site (its technical capabilities and functionality), which indicates the intention, expression of will, desire and consent of the User to comply with and execute this Policy.

Acceptance of the Policy means familiarization, understanding of all and each of the terms of the Policy, the User’s full, unconditional and unconditional consent to the provisions and requirements, as well as the assumption of the obligation to strictly comply with all the rules defined in the Policy.

The Site Administration and the User are hereinafter collectively referred to as the “Parties” and individually as the “Party”.

1. Terms Used in the Policy

1.1. For the purposes of this Policy, the following terms are used in the following meaning:

1.1.1. The Website is the result of intellectual activity, which is a composite work located in the Internet information and telecommunications network under a specific network address (domain, domain name, subdomain) and includes computer programs (software) that ensure its technological and technical functioning, a graphic solution (design, order of elements, color scheme used, etc.), content, namely text information, photographic images, pictures, video recordings, audio recordings, etc., united by a single purpose and meaning and presented in the form of web pages. The Website in the text of this Agreement means the Website owned by the Website Administration, located in the Internet information and telecommunications network under the domain name (domain, subdomain, address) – https://eng.regmed.biz/, as well as the subdomains and derivative web pages included in it.

1.1.2. The Site Administration is the owner of this website, which has the rights to use, manage and dispose of the Site, providing the Site for use by Users and rendering the services to Users stipulated by the User Agreement, described directly on the Site itself or defined by the technical functionality of the Site. On behalf of the Site Administration, its authorized representative (moderator) acts on the Site, appointed directly by the Site Administration.

1.1.3. The User is an individual who is the recipient or potential recipient of the services provided by the Site Administration, described directly on the Site itself or defined by the technical functionality of the Site.

1.1.4. Information (data) is any information about the User or related to the User.

1.1.5. Personal data is any information related to a directly or indirectly identified or determinable individual (subject of personal data).

1.1.6. Personal data processing — any action (operation) or set of actions (operations) performed with or without the use of automation tools with personal data, including collection, recording, systematization, accumulation, storage, clarification (updating, modification), retrieval, use, transfer (distribution, provision, access), depersonalization, blocking, deletion, destruction of personal data.

1.1.7. Request (application, appeal) — the User’s appeal through the forms on the Site in order to receive legal advice, an answer to a question or other information and/or to conclude an agreement for the provision of legal services for bankruptcy support of individuals.

1.2. In the absence of an unambiguous interpretation of the term in the text of this Policy, one should be guided by the interpretation of the terms: first of all, as defined on the Site https://eng.regmed.biz/ (hereinafter referred to as the “Site”); secondly, in accordance with the norms of the current legislation of the Russian Federation.

2. Purpose of the Policy

2.1. This Policy is intended to ensure proper protection of Information about Users, including their personal data, from unauthorized access by third parties, to determine the procedure for obtaining, providing and using Information about Users.

2.2. This Policy is aimed at defining exclusively general provisions regarding the receipt and use of Information about Users. Certain features of obtaining and using Information may be established by other documents published on the Site, or may be determined by the technical structure of the Site.

3. Personal data of users

3.1. The list of Information provided by the User and posted on the Site is established solely at the discretion of the Site Administration.

3.2. The User agrees to post and provide their personal data for the purpose of the Site Administration fulfilling its obligations to the User to provide services stipulated by the User Agreement, described directly on the Site itself or determined by the technical functionality of the Site.

3.3. The purpose of posting personal data on the Site by the User is to receive services from the Site Administration in accordance with their purpose and focus.

3.4. The use of Information about the User is prohibited for any purposes other than those relevant to the subject matter of the Site.

3.5. The User has the right to delete personal information, as well as any other information posted by him on the Site. To do this, the User must contact the Site Administration by e-mail with a request to delete or change the User’s personal data.

3.6. By using the Site, the User agrees and accepts that the Site Administration reserves the right to use his personal data anonymously and in a generalized form for statistical purposes.

3.7. The Site Administration undertakes not to provide any personal data about Users to individuals and organizations that declare the possible improper use of such information (sending unauthorized advertising, spam, providing information to other persons, etc.).

3.8. The Site Administration is not responsible for any possible misuse of information posted on the Site by Users or other persons that occurred without notifying the Site Administration with a violation of the Site’s information security or in the absence of such a violation.

3.9. The Site Administration processes only those personal data of Users that were posted on the Site. The personal data of Users are processed using the software, hardware and technical means of the Site.

4. Sources of information

4.1. The Site Administration receives information about Users in the following ways (from the following sources):

4.1.1. Information provided directly by the Users themselves, including, but not limited to, the following:

• Information received from the User when filling out a form posted on the Site, in particular the email address, website domain (subdomain), time intervals, etc.
• Information about the User provided at the request of the Site Administration, as well as when submitting a Request, in particular the last name, first name, middle name, contact phone number, amount (size) of the debt, and other information about the User;
• Information about the User received from another User;

4.1.1.1. The Site Administration has the right, at its own discretion, to request or oblige the User to provide any Information necessary for it to fulfill its obligations to Users. The User is hereby obliged to provide only reliable, complete and up-to-date information about the User.

4.1.2. Information from software, hardware and technical services (software, etc.) used by the User when browsing the web pages of the Site, including, but not limited to, the following:

• Information about software and hardware devices used by Users when visiting the Site, including the model and version of the operating system, unique device identifiers, as well as data about the mobile network and phone number from which the User visits the Site;
• Information recorded in server logs, in particular information about Users’ search queries, cookies, IP addresses, system failures, cookie data, data about the User’s browsing of certain web pages of the Site;
• Information about the territorial location of the User, provided via the Internet, etc.;
• Information about the domain (subdomain) of the User’s provider, the country of its location, etc.
• Information about the details of the means of payment used by the User to pay for the services of the Site Administration, in particular, but not limited to, the bank account number, etc.

5. Notifications and assurances

5.1. The User hereby acknowledges and agrees that the posting of information on the Site, as well as its transfer to the Site Administration, including their personal data, is carried out independently, voluntarily and at their own discretion. By posting their personal data on the Site, the User confirms that they do so voluntarily, and also that they voluntarily provide them to the Site Administration for processing.

5.2. The User hereby consents to the processing of their personal data in accordance with the provisions of the current legislation of the Russian Federation. The Site Administration has the right to use the User’s personal data for the purpose of fulfilling its obligations to the User, including those specified in Section 3 of this Policy, in accordance with the terms of the current legislation on personal data.

5.3. The User hereby consents to receive various SMS mailings, e-mail letters and other forms of sending/receiving information, including advertising content, from the Site Administration.

5.4. The Site Administration does not verify the accuracy of the Information provided or received from Users, does not exercise control over their legal capacity and capacity to act. It is presumed and the Site Administration proceeds from the fact that the User in all cases without exception provides complete and accurate information about himself and keeps this information up to date.

5.5. When processing the personal data of Users, the Site Administration undertakes to take all organizational and technical measures to protect them from unauthorized access in a manner not provided for by the Site. However, it is possible that as a result of a failure in the operation of the Site, a virus or hacker attack, technical malfunctions and other circumstances, the personal data of Users may become available to other persons.

5.6. The Site Administration undertakes not to post personal data of other persons on the Site, and not to use personal data of other Users in any way that does not comply with the requirements of the Russian Federation legislation, for illegal or unlawful purposes, for the purpose of extracting profit and any other purposes that do not correspond to the purposes of the Site.

6. Transfer of information about the user

6.1. The Site Administration does not have the right, with the exception of cases specified in paragraph 6.2. of this Policy, to transfer Information about the User to third parties, both on a paid and free of charge basis, without the consent of the User.

6.2. The Site Administration has the right, without the consent of the User and without his prior notice, to transfer information about the User in the following cases:

• to government agencies, including law enforcement agencies, inquiry and investigation agencies, the court, local government bodies upon their reasoned request;
• on the basis of a judicial act to third parties;
• third parties and public organizations upon their reasoned request in the event of a violation or alleged violation of their rights;
• in other cases stipulated by applicable law.

7. Dispute Resolution Procedure

7.1. The Site Administration and the User hereby establish a pre-trial claim procedure for resolving disagreements and disputes arising from the application of this Policy. The period for responding to a submitted claim is 10 (ten) business days from the date of its receipt.

7.2. In the event of failure to reach an agreement on contentious issues, the dispute arising from this Policy shall be considered in court in accordance with the applicable law at the location of the Site Administration.

8. Policy Effectiveness

8.1. This Policy shall enter into force from the moment it is posted on the Internet on the Site specified in paragraph 1.1.1. of this Policy.

8.2. This Policy is effective for an indefinite period and shall cease to be effective upon its cancellation by the Site Administration.

8.3. In the event of changes to the Policy, such changes shall come into effect from the moment the new version of the Policy is published on the Site, unless another effective date for the changes is additionally specified upon its publication. The Site Administration has the right to unilaterally make changes to the text of the Policy.

8.4. The User undertakes to independently monitor changes to the provisions of this Policy and shall bear responsibility and negative consequences associated with failure to comply with this obligation.

8.5. If the User disagrees with the relevant changes, the User is obliged to stop using the Site and refuse the services provided by the Site Administration. Otherwise, the User’s continued use of the Site means that the User agrees to the terms of the Policy in the new version.

8.6. The current version of the Policy is located on the Website at: https://eng.regmed.biz/privacy-policy/. This Policy was drawn up in Russian. In the event of any discrepancies between the version of the Policy drawn up in Russian and the version of the Policies